@font-face{font-family:"IVES Sans";font-style:normal;font-weight:100 900;font-display:swap;src:url('/assets/ives-fonts/sans.woff2') format('woff2')}
footer.site-footer>nav{flex-wrap:wrap;row-gap:14px}
.transcript-pricing{padding-top:45px;padding-bottom:70px}.transcript-pricing .section-intro{align-items:end}.transcript-pricing .eyebrow{color:#8d7146}.transcript-price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:35px}.transcript-price-grid article{padding:30px;border:1px solid #e3dfd4;border-radius:10px;background:linear-gradient(130deg,#fcfbf7,#f3efe6)}.transcript-price-grid article:last-child{background:linear-gradient(130deg,#142f43,#071f33);color:#fff;border-color:#233e50}.transcript-price-grid article>p{font-size:9px;text-transform:uppercase;letter-spacing:.1em;color:#977e52;margin:0 0 18px}.transcript-price-grid article:last-child>p{color:#dcc599}.transcript-price-grid strong{display:block;font-size:44px;font-weight:500;letter-spacing:-.05em;line-height:1.2}.transcript-price-grid strong small{font-size:22px;font-weight:400;vertical-align:top;line-height:1.8;margin-right:3px}.transcript-price-grid h3{font-size:19px;line-height:1.4;letter-spacing:-.03em;font-weight:500;margin:22px 0 10px}.transcript-price-grid article>span{display:block;font-size:12px;color:#6a7c88;min-height:42px;line-height:1.8}.transcript-price-grid article:last-child>span{color:#aec1cc}.transcript-price-grid a{display:block;font-size:11px;color:#8c7149;margin-top:20px}.transcript-price-grid article:last-child a{color:#dfc698}.transcript-pricing-note{font-size:10px;color:#74848d;line-height:1.9;margin:20px 0 0}.transcript-pricing-note a{text-decoration:underline;text-underline-offset:3px}.transcript-questions{padding-top:65px;padding-bottom:80px;display:grid;grid-template-columns:1fr 1.2fr;gap:95px}.transcript-questions .eyebrow{color:#92764b}.transcript-faq-list{border-top:1px solid #d6ddd9}.transcript-faq-list details{border-bottom:1px solid #d6ddd9}.transcript-faq-list summary{list-style:none;position:relative;padding:22px 30px 22px 0;font-size:14px;cursor:pointer;line-height:1.6}.transcript-faq-list summary::-webkit-details-marker{display:none}.transcript-faq-list summary::after{content:'+';position:absolute;right:0;top:19px;color:#947749;font-size:22px;font-weight:300}.transcript-faq-list details[open] summary::after{content:'−'}.transcript-faq-list summary:focus-visible{outline:2px solid #a28759;outline-offset:4px}.transcript-faq-list details>p{font-size:12px;color:#657b86;line-height:1.9;margin:0;padding:0 25px 24px 0}.transcript-resource{font-size:11px;line-height:1.9;color:#768793;margin-top:23px}.transcript-resource a{display:block;text-decoration:underline;text-underline-offset:3px}
@media(max-width:1000px){.transcript-price-grid{gap:14px}.transcript-price-grid article{padding:25px 21px}.transcript-price-grid h3{font-size:17px}.transcript-price-grid article>span{font-size:11px}.transcript-price-grid strong{font-size:38px}.transcript-questions{gap:55px}}
@media(max-width:700px){.transcript-pricing{padding-top:25px;padding-bottom:48px}.transcript-price-grid{grid-template-columns:1fr;gap:14px;margin-top:27px}.transcript-price-grid article{padding:27px}.transcript-price-grid strong{font-size:43px}.transcript-price-grid h3{font-size:20px}.transcript-price-grid article>span{min-height:0;font-size:12px}.transcript-price-grid a{font-size:12px}.transcript-pricing-note{font-size:9px}.transcript-questions{grid-template-columns:1fr;gap:25px;padding-top:50px;padding-bottom:55px}.transcript-faq-list summary{font-size:13px}.transcript-faq-list details>p{font-size:12px}}
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.intent-area{max-width:660px;margin-top:30px}.intent-bar{display:flex;align-items:center;gap:22px;width:100%;min-height:76px;padding:8px 9px 8px 22px;background:rgba(255,255,255,.91);border:1px solid #cbd6e4;border-radius:999px;box-shadow:inset 0 1px 0 #fff,0 14px 50px #162c4710;backdrop-filter:blur(12px)}.intent-search{width:28px;height:28px;flex:none;color:#111c40}.intent-bar>label{display:flex;flex-direction:column;flex:1;min-width:0}.intent-bar>label>span{font-size:15px;line-height:1.5;letter-spacing:-.015em}.intent-bar input{width:100%;min-width:0;padding:0;border:0;background:transparent;color:#3c4f6c;font-size:12px;line-height:1.7;text-overflow:ellipsis;outline-offset:3px}.intent-bar input::placeholder{color:#5a6b83;opacity:1}.intent-bar input::-webkit-search-cancel-button{cursor:pointer}.intent-go{display:grid;place-items:center;flex:none;border:0;border-radius:50%;width:56px;height:56px;color:#fff;background:linear-gradient(125deg,#0e426a,#05264c 70%);box-shadow:inset 0 1px 0 #ffffff24,0 4px 14px #173b6024;transition:transform .4s var(--ease)}.intent-go:hover{transform:translateX(2px)}.intent-go svg{width:25px;height:25px}.intent-suggestions{margin:12px 0 0;padding:18px 23px;background:rgba(255,255,255,.98);border:1px solid #dbe1e9;border-radius:19px;box-shadow:0 14px 35px #18314b12}.intent-suggestions p{margin:0 0 14px;font-size:13px;color:#59667b}.intent-suggestions>div{display:flex;gap:10px;flex-wrap:wrap}.intent-suggestions a,.intent-suggestions button{padding:9px 13px;border:1px solid #d4dce8;border-radius:30px;background:#f8fafc;font-size:12px}.hero-actions{display:flex;align-items:center;gap:38px;margin:25px 0 0 12px}.hero-actions>a,.hero-actions>button{display:inline-flex;align-items:center;gap:13px;padding:4px 0;border:0;background:transparent;font-size:13px;font-weight:600;color:#082b53;white-space:nowrap;transition:color .3s ease}.hero-actions svg{width:18px;height:18px;transition:transform .35s var(--ease)}.hero-actions>a:hover svg,.hero-actions>button:hover svg{transform:translateX(4px)}
.workflow{padding:78px 0 58px;position:relative}.section-intro{display:grid;grid-template-columns:1.4fr 1fr;gap:70px;align-items:center}.editorial-title{font-family:var(--sans);font-weight:500;font-size:clamp(36px,3.4vw,48px);line-height:1.14;letter-spacing:-.038em;margin:0;text-wrap:balance}.workflow .editorial-title span{display:block;font-weight:400;color:#4e5b70}.section-description{font-size:18px;line-height:1.65;max-width:360px;margin:0 0 4px;align-self:end;justify-self:end;letter-spacing:-.015em;color:#253149}.workflow-steps{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:38px;list-style:none;margin:55px 0 0;padding:0 15px}.workflow-steps::before{content:"";position:absolute;top:94px;left:12%;right:12%;border-top:1px dashed #cedbe9;z-index:-1}.workflow-steps>li{position:relative;text-align:center;min-width:0}.workflow-steps>li:not(:last-child)::after{content:"";position:absolute;top:90px;right:calc(-19px - 4px);width:8px;height:8px;border-radius:50%;background:#12385f;box-shadow:0 0 0 5px #fff}.workflow-art{width:190px;height:190px;margin:auto;position:relative;border-radius:18px;display:grid;place-items:center;background:radial-gradient(ellipse at 48% 25%,#fff,#f5f8fc 55%,#edf3f9);box-shadow:inset 0 0 0 1px #ffffffa0;overflow:hidden}.paper-document{width:134px;min-height:173px;border:1px solid #c5d1e1;border-radius:5px 5px 0 0;background:linear-gradient(145deg,#fff,#fafcff);padding:17px 15px 10px;transform:translateY(21px) rotate(-1deg);box-shadow:7px 5px 16px #60739213;color:#06193a;text-align:left}.paper-document>strong{font-size:11px;line-height:1.3;letter-spacing:-.03em;font-weight:650;white-space:nowrap}.document-lines{display:flex;flex-direction:column;gap:6px;margin-top:15px}.document-lines>i{display:block;height:2px;background:#b4c3d7;width:100%}.document-lines>i:nth-child(3n){width:75%;background:#d2dce8}.document-lines>i:nth-child(4n){width:87%}.signature{margin-top:9px;width:96px;height:29px;color:#617796}.small-lines{gap:5px;margin-top:4px;width:50%}.irs-tile{width:127px;height:144px;border-radius:18px;background:linear-gradient(125deg,#fffaf1,#edf2f6);box-shadow:inset 0 1px 0 #fff,0 8px 25px #314a6710;display:grid;place-items:center;padding:22px}.irs-tile>svg{width:94px;height:auto;color:#10193b;max-width:100%}.transcript-art .paper-document{border-color:#e5ebf3;transform:translateY(20px) rotate(1deg);min-height:188px}.transcript-art .document-lines{margin-top:18px;gap:7px}.document-check{position:absolute;right:14px;bottom:22px;width:36px;height:36px;border-radius:50%;background:linear-gradient(135deg,#388b73,#28735e);color:#fff;box-shadow:0 5px 12px #1c715728;display:grid;place-items:center}.document-check>svg{width:23px;height:23px}.folder-tile{width:143px;height:99px;display:grid;place-items:center;border:1px solid #edf1f6;background:linear-gradient(135deg,#fff,#fbfcfe);border-radius:11px;box-shadow:0 10px 26px #3e557312,inset 0 1px 0 #fff}.folder-tile>svg{width:59px;height:52px;color:#07335f}.step-number{display:grid;place-items:center;width:30px;height:30px;margin:7px auto 10px;background:#070f38;color:#fff;border-radius:50%;font-family:var(--sans);font-size:16px;line-height:1;box-shadow:0 0 0 5px #fff}.workflow-steps h3{font-family:var(--sans);font-size:18px;font-weight:550;letter-spacing:-.025em;line-height:1.4;margin:0 0 9px}.workflow-steps p{font-size:14px;font-weight:400;line-height:1.6;color:#536176;margin:0}
.lender-benefits{padding:82px 0 39px;border-bottom:1px solid #dbe2eb}.lender-benefits .section-intro{grid-template-columns:1.2fr 1fr;gap:90px}.lender-benefits .editorial-title{font-size:clamp(38px,4vw,56px);line-height:1.12}.benefits-description{font-family:var(--sans);font-size:18px;line-height:1.65;letter-spacing:-.015em;margin:20px 0 0;justify-self:end;color:#1b2741;max-width:420px}.benefits-bottom{display:flex;align-items:center;justify-content:space-between;gap:30px;margin-top:48px}.benefit-list{list-style:none;display:flex;gap:80px;padding:0;margin:0}.benefit-list li{display:flex;gap:20px;align-items:center;font-size:16px;line-height:1.5;color:#25344e}.benefit-list svg{width:40px;height:44px;color:#073259;flex:none}
.savings-section{position:relative;min-height:410px;overflow:hidden;margin-top:24px;background:#fff}.savings-picture{position:absolute;inset:0 0 0 auto;width:64%;height:100%;isolation:isolate}.savings-picture>img{width:100%;height:100%;object-fit:cover;object-position:center}.savings-picture::after{content:"";position:absolute;inset:0;z-index:2;pointer-events:none;background:linear-gradient(90deg,#fff,rgba(255,255,255,.66) 14%,transparent 37%),linear-gradient(180deg,#fff,transparent 15%,transparent 88%,#fff)}.savings-content{position:relative;z-index:3;padding:48px 0}.savings-copy{width:50%;max-width:600px}.savings-copy .eyebrow{margin-bottom:20px}.savings-copy .editorial-title{font-size:clamp(36px,3.2vw,46px);font-weight:500;line-height:1.14}.savings-copy>p:not(.eyebrow){margin:16px 0 21px;font-size:18px;line-height:1.5;color:#233149;letter-spacing:-.02em}.primary-button{display:inline-flex;align-items:center;justify-content:center;gap:27px;min-height:52px;padding:0 27px;color:#fff;border:0;border-radius:999px;background:linear-gradient(125deg,#0d385f,#032549);box-shadow:inset 0 1px 0 #ffffff1c,0 8px 20px #0b294414;font-size:14px;font-weight:500;transition:transform .35s var(--ease),box-shadow .35s ease}.primary-button:hover{transform:translateY(-2px);box-shadow:0 11px 22px #0b294426}.primary-button svg{width:20px;height:20px}.savings-note{display:block;font-size:10px;line-height:1.5;color:#607086;margin-top:15px}.laptop-screen{position:absolute;z-index:1;left:42%;top:22%;width:36%;height:45%;padding:17px 18px;color:#152337;background:#fffefb;transform:rotate(-2deg);transform-origin:top left;overflow:hidden;box-shadow:0 0 2px #fff}.laptop-screen>p{font-size:11px;font-weight:600;letter-spacing:-.02em;margin:0 0 4px}.laptop-screen>strong{display:block;font-size:30px;font-weight:600;letter-spacing:-.05em;line-height:1.15;color:#24765c;margin-bottom:12px}.laptop-screen>div{display:flex;align-items:center;justify-content:space-between;font-size:9px;line-height:1.5;padding:8px 0;border-top:1px solid #e0e5ea;gap:15px}.laptop-screen b{font-weight:500;white-space:nowrap}.laptop-screen>div:nth-of-type(2) b{color:#24765c}.laptop-screen>small{display:block;margin-top:8px;color:#77808b;font-size:7px;line-height:1.3}
.site-footer{min-height:126px;display:flex;align-items:center;gap:50px;padding:28px 0;border-top:1px solid #e3e8ef}.footer-brand>svg{width:32px;height:35px}.footer-brand strong{font-size:24px}.footer-brand small{font-size:7px;letter-spacing:.45em}.site-footer>nav{display:flex;gap:29px;font-size:12px;margin-left:auto}.site-footer>nav a:hover{color:#856b46}.footer-fineprint{color:#647184;font-size:11px;line-height:1.5;text-align:right;margin-left:auto}.footer-fineprint p{margin:0}.footer-fineprint p+p{margin-top:9px}
#savings-dialog{width:min(calc(100% - 32px),670px);max-height:calc(100dvh - 40px);border:1px solid #e5e8ec;border-radius:23px;padding:25px 34px 31px;background:linear-gradient(145deg,#fff,#fafbfd);color:var(--ink);box-shadow:0 50px 130px #0615284a;overflow:auto}#savings-dialog::backdrop{background:#10253c5e;backdrop-filter:blur(9px)}.calculator-topline{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}.calculator-topline .eyebrow{margin:0;font-size:9px}.dialog-close{width:39px;height:39px;border:1px solid #dbe1e8;background:#fff;border-radius:50%;display:grid;place-items:center}.dialog-close>svg{width:21px;height:21px}#calculator-title{font-size:32px;line-height:1.2;letter-spacing:-.035em;max-width:520px}.calculator-description{font-size:13px;line-height:1.55;color:#5e6b7b;margin:13px 0 22px}.calculator-fields{display:grid;grid-template-columns:1fr 1fr;gap:17px 20px}.calculator-fields label{display:flex;flex-direction:column;gap:7px;font-size:11px;font-weight:500;color:#34425a}.calculator-fields input{width:100%;min-width:0;min-height:45px;border:1px solid #cfd8e5;border-radius:8px;padding:8px 12px;background:#fff;color:#142239;font-size:15px}.money-input{position:relative}.money-input>span{position:absolute;left:12px;top:11px;font-size:15px;color:#657488}.money-input input{padding-left:27px}.calculator-result{padding:21px 24px;margin-top:23px;background:linear-gradient(130deg,#eef5f1,#f6f8f7);border:1px solid #dce7e1;border-radius:12px}.calculator-result>span{display:block;font-size:12px;font-weight:500;color:#3e5b4f}.calculator-result>strong{display:block;font-size:45px;letter-spacing:-.045em;font-weight:550;line-height:1.1;margin:8px 0 17px;color:#256e55;font-variant-numeric:tabular-nums}.calculator-result>div{display:flex;gap:20px;justify-content:space-between;border-top:1px solid #d7e3db;padding-top:14px}.calculator-result>div>span{display:block;font-size:10px;line-height:1.5;color:#536a5f}.calculator-result b{display:block;font-size:14px;color:#15283b;margin-top:3px;font-weight:500;white-space:nowrap}.calculator-result[data-direction="increase"]{background:#faf4ec;border-color:#e9ddd0}.calculator-result[data-direction="increase"]>strong{color:#835634}.calculator-result[data-direction="invalid"]>strong{font-size:20px;color:#5c6572;letter-spacing:0}.calculator-note{font-size:10px;line-height:1.6;color:#667286;margin:15px 0 21px}body:has(dialog[open]){overflow:hidden}
@media(min-width:1600px){.hero-photograph,.opening::before{height:820px}.hero{min-height:680px;padding-top:55px}.hero h1{font-size:92px}}
@media(max-width:1150px){.page-width{width:calc(100% - 64px)}.header-navigation{gap:30px}.hero{min-height:620px;padding-top:30px}.hero-photograph,.opening::before{height:760px}.hero-copy{max-width:670px}.hero h1{font-size:clamp(72px,7.4vw,84px)}.hero-subtitle{font-size:25px;max-width:580px}.hero-description{font-size:18px}.intent-area{max-width:660px}.hero-actions{gap:27px}.hero-actions>a,.hero-actions>button{font-size:12px}.section-intro{gap:50px}.section-description{font-size:18px;max-width:305px}.workflow-art{width:160px;height:160px}.workflow-steps{gap:22px;padding:0}.workflow-steps::before{top:80px}.workflow-steps>li:not(:last-child)::after{top:76px;right:calc(-11px - 4px)}.paper-document{width:116px;min-height:165px;padding:15px 12px 10px}.irs-tile{width:113px;height:123px;padding:17px}.folder-tile{width:128px;height:88px}.workflow-steps h3{font-size:18px}.workflow-steps p{font-size:13px}.benefit-list{gap:45px}.benefit-list li{gap:15px;font-size:14px}.benefits-description{font-size:17px}.savings-section{min-height:380px}.savings-picture{width:66%}.site-footer{gap:30px}.site-footer>nav{gap:22px}.footer-fineprint{font-size:10px}}
@media(max-width:1000px){.page-width{width:calc(100% - 64px)}.site-header{height:84px;gap:20px}.brand{gap:9px}.brand>svg{width:32px;height:35px}.brand strong{font-size:25px}.brand small{font-size:8px;letter-spacing:.39em}.header-navigation{gap:26px}.header-navigation>a{font-size:11px}.menu-toggle{min-height:42px;gap:16px;padding:0 20px;font-size:12px}.site-menu{top:73px;width:290px}.hero{min-height:555px;padding-top:34px}.hero-photograph,.opening::before{height:660px}.hero-photograph{object-position:32% center}.opening::before{background:linear-gradient(90deg,#fff 0%,#fffffff2 30%,#ffffffb8 48%,#ffffff0c 72%,transparent),linear-gradient(180deg,#ffffffb8,transparent 20%,transparent 80%,#fff)}.hero h1{font-size:clamp(64px,8vw,76px);margin-bottom:22px}.hero-subtitle{font-size:23px;max-width:520px}.hero-description{font-size:17px;max-width:520px}.eyebrow{font-size:9px;margin-bottom:22px;letter-spacing:.34em}.hero-eyebrow{margin-bottom:25px}.intent-area{max-width:590px;margin-top:28px}.intent-bar{min-height:69px;gap:17px;padding:8px 8px 8px 20px}.intent-bar>label>span{font-size:13px}.intent-bar input{font-size:11px}.intent-search{width:25px;height:25px}.intent-go{width:50px;height:50px}.hero-actions{gap:25px;margin-top:20px;margin-left:11px}.hero-actions>a,.hero-actions>button{font-size:11px;gap:9px}.hero-actions svg{width:16px;height:16px}.workflow{padding:61px 0 44px}.section-intro{grid-template-columns:1.3fr 1fr;gap:37px}.editorial-title{font-size:38px}.section-description{font-size:16px;margin-top:0;max-width:265px}.workflow-steps{gap:19px;margin-top:42px}.workflow-art{width:145px;height:145px;border-radius:13px}.workflow-steps::before{top:74px}.workflow-steps>li:not(:last-child)::after{top:70px;right:calc(-9.5px - 4px)}.paper-document{width:112px;min-height:155px;padding:12px 13px 8px}.paper-document>strong{font-size:10px}.document-lines{gap:5px;margin-top:12px}.irs-tile{width:102px;height:114px;padding:15px}.folder-tile{width:112px;height:77px}.folder-tile>svg{width:50px;height:44px}.document-check{width:32px;height:32px;right:8px;bottom:18px}.step-number{width:27px;height:27px;font-size:15px}.workflow-steps h3{font-size:16px;letter-spacing:-.025em;white-space:normal}.workflow-steps p{font-size:12px}.lender-benefits{padding:63px 0 31px}.lender-benefits .section-intro{grid-template-columns:1.15fr 1fr;gap:35px}.lender-benefits .editorial-title{font-size:42px}.benefits-description{font-size:16px;margin-top:15px;line-height:1.65}.benefits-bottom{margin-top:36px;gap:20px}.benefit-list{gap:38px}.benefit-list svg{width:34px;height:38px}.benefit-list li{font-size:13px;gap:16px}.savings-section{min-height:305px;margin-top:18px}.savings-content{padding:34px 0}.savings-copy .eyebrow{margin-bottom:17px}.savings-copy .editorial-title{font-size:36px}.savings-copy>p:not(.eyebrow){font-size:15px;margin-top:13px}.savings-copy{width:53%}.savings-picture{width:63%}.primary-button{min-height:46px;padding:0 24px;font-size:12px;gap:24px}.laptop-screen{padding:11px 12px}.laptop-screen>p{font-size:8px}.laptop-screen>strong{font-size:25px;margin-bottom:9px}.laptop-screen>div{font-size:7px;padding:6px 0}.laptop-screen>small{font-size:5px;margin-top:4px}.savings-note{font-size:8px;max-width:260px}.site-footer{min-height:100px;gap:26px;padding:21px 0}.footer-brand>svg{width:27px;height:30px}.footer-brand strong{font-size:20px}.footer-brand small{font-size:6px;letter-spacing:.43em}.site-footer>nav{gap:19px;font-size:10px}.footer-fineprint{font-size:9px}}
@media(max-width:700px){.page-width{width:calc(100% - 40px)}.header-navigation>a{display:none}.header-navigation{gap:0}.site-header{height:80px}.brand strong{font-size:23px}.brand small{font-size:7px;letter-spacing:.45em}.menu-toggle{min-height:41px;padding:0 18px}.site-menu{top:69px;right:0;width:min(320px,calc(100vw - 40px))}.hero-photograph,.opening::before{height:590px}.hero-photograph{object-position:71% top;width:100%;opacity:.83}.opening::before{background:linear-gradient(180deg,#fff9,#ffffff1a 18%,#fffc 53%,#fff 82%),linear-gradient(90deg,#fff7,transparent 85%)}.hero{min-height:0;padding:265px 0 38px}.hero h1{font-size:clamp(48px,11vw,64px);line-height:1.06;letter-spacing:-.045em;margin:0 0 22px -2px}.hero-eyebrow{font-size:8px;margin-bottom:21px;letter-spacing:.24em}.hero-eyebrow br{display:none}.hero-eyebrow br::after{content:" "}.hero-subtitle{font-size:clamp(21px,4vw,25px);max-width:100%;letter-spacing:-.025em;line-height:1.35}.hero-description{font-size:15px;line-height:1.6;max-width:500px}.hero-copy{max-width:none}.wide-only{display:none}.intent-area{margin-top:24px;max-width:none}.intent-bar{min-height:67px;gap:11px;padding-left:15px}.intent-search{width:21px;height:21px}.intent-bar>label>span{font-size:12px}.intent-bar input{font-size:10px}.intent-go{width:47px;height:47px}.intent-go svg{width:21px;height:21px}.hero-actions{gap:22px;margin:20px 0 0;flex-wrap:wrap}.hero-actions>a,.hero-actions>button{font-size:11px;gap:7px}.hero-actions>a:last-child{flex-basis:100%}.intent-suggestions{padding:16px}.workflow{padding:39px 0 38px}.section-intro,.lender-benefits .section-intro{grid-template-columns:1fr;gap:25px}.editorial-title{font-size:clamp(30px,7.2vw,42px);line-height:1.17}.section-description{justify-self:start;max-width:430px;margin:0;font-size:15px;line-height:1.65}.workflow-steps{grid-template-columns:1fr 1fr;gap:30px 15px;margin-top:35px}.workflow-art{width:clamp(128px,30vw,175px);height:clamp(145px,30vw,175px)}.workflow-steps::before,.workflow-steps>li:not(:last-child)::after{display:none}.workflow-steps h3{font-size:clamp(16px,2.6vw,18px);white-space:normal}.workflow-steps p{font-size:11px;line-height:1.65}.paper-document{width:112px;min-height:158px}.step-number{margin-top:9px;margin-bottom:9px}.lender-benefits{padding:34px 0 30px}.lender-benefits .editorial-title{font-size:clamp(34px,8.2vw,44px);line-height:1.14}.benefits-description{justify-self:start;margin:0;font-size:16px;max-width:440px}.benefits-bottom{align-items:flex-start;flex-direction:column;gap:27px;margin-top:30px}.benefit-list{width:100%;gap:12px;justify-content:space-between}.benefit-list li{gap:10px;font-size:11px}.benefit-list svg{width:28px;height:33px}.savings-section{min-height:0;margin-top:0;display:flex;flex-direction:column;padding-bottom:0}.savings-content{order:0;padding:38px 0 15px}.savings-copy{width:100%;max-width:none}.savings-copy .editorial-title{font-size:34px}.savings-copy .editorial-title br{display:none}.savings-copy>p:not(.eyebrow){font-size:15px;max-width:450px}.savings-copy .eyebrow{margin-bottom:17px}.savings-note{font-size:9px;max-width:none}.savings-picture{order:1;position:relative;width:100%;height:310px;margin-top:-4px}.savings-picture::after{background:linear-gradient(180deg,#fff,transparent 15%,transparent 89%,#fff),linear-gradient(90deg,#fff,transparent 18%,transparent 95%,#fff)}.laptop-screen{font-size:10px}.laptop-screen>p{font-size:9px}.laptop-screen>strong{font-size:25px}.laptop-screen>div{font-size:8px}.laptop-screen>small{font-size:6px}.site-footer{display:grid;grid-template-columns:1fr;justify-items:start;gap:20px;padding:26px 0 30px}.site-footer>nav{margin:0;font-size:12px;gap:28px}.footer-brand strong{font-size:23px}.footer-brand small{font-size:7px}.footer-fineprint{text-align:left;font-size:10px;margin:0}.footer-fineprint p+p{margin-top:5px}#savings-dialog{padding:20px 23px 25px;max-height:calc(100dvh - 24px);width:calc(100% - 24px);border-radius:18px}#calculator-title{font-size:28px}.calculator-description{font-size:12px}.calculator-fields{grid-template-columns:1fr;gap:13px}.calculator-fields label{font-size:11px}.calculator-result{padding:18px;margin-top:21px}.calculator-result>strong{font-size:38px}.calculator-result>div{gap:15px}.calculator-result>div>span{font-size:9px}.calculator-result b{font-size:13px}.calculator-note{font-size:9px}.calculator-result[data-direction=invalid]>strong{font-size:17px}}
@media(max-width:360px){.brand{gap:7px}.brand strong{font-size:20px}.brand>svg{width:29px;height:33px}.brand small{font-size:6px;letter-spacing:.45em}.menu-toggle{font-size:11px;min-height:39px;gap:12px;padding:0 15px}.hero{padding-top:242px}.hero h1{font-size:48px}.hero-subtitle{font-size:21px}.hero-actions{gap:18px}.hero-actions>a,.hero-actions>button{font-size:10px}.eyebrow{letter-spacing:.26em}.workflow-steps{gap:27px 12px}.workflow-art{width:128px;height:142px}.workflow-steps h3{font-size:16px}.workflow-steps p{font-size:10px}.benefit-list li{gap:7px;font-size:10px}.benefit-list svg{width:25px;height:31px}.savings-copy .editorial-title{font-size:32px}.site-footer>nav{gap:23px;font-size:11px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}
.savings-photograph{width:100%;height:100%;display:block}
.savings-picture .laptop-screen{position:static;transform:none;width:100%;height:100%;padding:29px 22px 0;background:transparent;box-shadow:none}
.savings-picture .laptop-screen>p{font-size:24px;line-height:1.2;margin:0 0 11px;font-weight:550}
.savings-picture .laptop-screen>strong{font-size:76px;line-height:1.12;margin-bottom:24px;font-weight:550}
.savings-picture .laptop-screen>div{font-size:21px;line-height:1.45;padding:15px 0;gap:22px}
.savings-picture .laptop-screen>small{font-size:15px;line-height:1.4;margin-top:12px}
@media(min-width:701px) and (max-width:1000px){.workflow .section-intro{grid-template-columns:1.7fr 1fr;gap:33px}}
/* Original HomeEqual logo, using the main site's established navy treatment. */
.brand>.brand-logo{display:block;width:260px;height:auto;max-width:100%;filter:brightness(0) saturate(100%) invert(11%) sepia(26%) saturate(1462%) hue-rotate(175deg) brightness(94%) contrast(97%)}
.footer-brand>.brand-logo{width:220px}
@media(max-width:1000px){.site-header .brand-logo{width:230px}.footer-brand>.brand-logo{width:200px}}
@media(max-width:700px){.site-header .brand-logo{width:200px}.footer-brand>.brand-logo{width:210px}}
@media(max-width:360px){.site-header .brand-logo{width:172px}}

/* A quiet, sequential IVES illustration. All copy and source marks stay crisp. */
.workflow-steps{--workflow-art-size:190px;--workflow-gap:38px;--workflow-line-y:94px}
.workflow-art{perspective:800px}
.workflow-sheen{position:absolute;inset:-35%;z-index:3;pointer-events:none;opacity:0;background:linear-gradient(110deg,transparent 35%,#e6d5b91c 44%,#ffffffb0 50%,#ffffff30 56%,transparent 65%);transform:translate3d(-65%,0,0);mix-blend-mode:soft-light}
.workflow-connection{position:absolute;left:calc(50% + var(--workflow-art-size)/2);top:calc(var(--workflow-line-y) - 2px);width:calc(100% + var(--workflow-gap) - var(--workflow-art-size));height:4px;pointer-events:none;opacity:0}
.workflow-connection svg{width:100%;height:4px;overflow:visible}
.workflow-connection path{fill:none;stroke:#a48654;stroke-width:1.5;stroke-linecap:round;stroke-dasharray:12 120;stroke-dashoffset:12;vector-effect:non-scaling-stroke}
.workflow-motion-controls{display:flex;justify-content:flex-end;margin-top:15px}
.workflow-motion-controls:has(button[hidden]){display:none}
.workflow-motion-toggle{display:inline-flex;align-items:center;gap:7px;min-height:34px;border:0;border-radius:5px;background:transparent;padding:5px 0 5px 8px;color:#657286;font-size:11px;line-height:1.4;transition:color .25s ease}
.workflow-motion-toggle:hover{color:#072747}
.workflow-motion-toggle svg{width:14px;height:14px}
.workflow-motion-toggle .motion-play-icon,.workflow-motion-toggle[data-paused=true] .motion-pause-icon{display:none}
.workflow-motion-toggle[data-paused=true] .motion-play-icon{display:block}
@media(max-width:1150px){.workflow-steps{--workflow-art-size:160px;--workflow-gap:22px;--workflow-line-y:80px}}
@media(max-width:1000px){.workflow-steps{--workflow-art-size:145px;--workflow-gap:19px;--workflow-line-y:74px}}
@media(max-width:700px){.workflow-connection{display:none}.workflow-motion-controls{margin-top:12px}}
@media(prefers-reduced-motion:reduce){.workflow-sheen,.workflow-connection,.workflow-motion-controls{display:none}}

/* Footer motto, above the legal text at the opposite end from the logo. */
.footer-fineprint .brand-motto{margin:0 0 14px;color:#23334a;font:italic 12px/1.5 var(--sans);white-space:nowrap}
