A lending professional considering a borrower file at her laptop in a bright office

Trusted verifications
for a stronger tomorrow

Hello,
lenders.

IRS tax transcripts. Without the wait.

Order, track, and receive tax transcripts through
one secure IVES workflow.

How it works

From authorization to delivery.One seamless connection.

A simple, secure workflow built for lending teams. From borrower permission to IRS source records.

  1. 1

    Authorization

    Borrower authorizes access
    with IRS Form 4506-C.

  2. 2

    IVES submission

    The authorized request
    enters the IVES workflow.

  3. 3

    Transcript retrieved

    Follow the status of
    each transcript request.

  4. 4

    Delivered to you

    Source records delivered
    for your team’s review.

A more efficient tomorrow

Less friction.
More lending.

Give your team a simpler way
to get the verifications they need—
so you can focus on what matters most.

  • Direct IVES
    connection
  • Track each
    request
  • Built for
    lending teams

Clear economics

The records you need.
A price you can compare.

Choose the transcript scope that fits your borrower file.

Prices in USD. Confirm transcript types, record scope, and applicable terms with our team. Compare equivalent costs and order volume.

Your impact

See what you
could save.

Estimate your potential cost savings
with an IVES workflow.

An estimate based on your volume and costs.

The details lenders ask

IRS transcripts.
A clearer answer.

More on authorization: IRS IVES for taxpayers ↗

What does an IRS tax transcript cost?

Fintegral pricing starts as low as $4.99 per transcript. The two-tax-year option is $7.99. A $14.99 bundle covers W-2 plus self-employment for two years on the same borrower. Confirm transcript types, record scope, and applicable terms with our team.

How does the borrower authorize a transcript request?

IRS IVES requests require taxpayer authorization through the applicable IRS process. This can involve Form 4506-C or the IRS online authorization workflow. Confirm the process used for your request before submission.

Which tax years and transcript types should we request?

Choose the transcript types, taxpayer scope, and tax years your lending policy requires. W-2 and self-employment records can serve different purposes. Our team can help you confirm the records covered by each pricing option.

How fast can we receive a verification?

Fintegral reports a 15-second average across IRS, SSA, VOA, and employment verification workflows. Individual turnaround varies by source availability and borrower authorization. An average is not a delivery guarantee for a particular request.

Can developers integrate the IVES workflow?

The integration guide is the starting point for product scope, partner access, requests, and result delivery. Discuss the authorization process and records your lending workflow needs with our team.

For your next request

Prepare the request.
Understand the records.

Practical guidance for the people choosing, authorizing, and reviewing tax transcripts.

Your impact

See what you could save.

Start with the illustrative figures below, then enter your own volume and costs.

Estimated annual savings$150,100
Current annual cost $200,000Estimated IVES annual cost $49,900

Annual volume × cost per transcript, with annual fees added to the IVES estimate. The current-cost input is illustrative. Fintegral’s single-transcript starting rate is $4.99; confirm equivalent record scope. Final pricing and implementation costs are confirmed with our team.

Discuss your workflow