Income and work
Review earnings information and employment-related records within the appropriate product scope. Keep sources, reporting periods, and record dates visible.
Verifications for American lending
The facts your file needs.
Connected with care.
Bring income, employment, assets, and tax records into one borrower-authorized workflow. Choose the verification that answers the question your team needs to review.
Fintegral verificationSOURCE RECORD
American lending
One connected platform.IRSTax transcripts
VOAAccount assets
VOEEmployment
SSASSN & benefits
Choose the verification your borrower file needs.
The right evidence, togetherPermission · Verification · Review
A focused starting point
Choose the record.
Start with the question.
01
IRS tax transcripts
IRS IVES authorization, transcript delivery, and pricing from $4.99.
Explore irs tax transcripts02Asset verification
Bring bank balances, account ownership, and supporting activity into one review. See the funds behind the application, with the records close at hand.
Explore asset verification03Income verification
Review reported income alongside the records that support it. Connect the earnings period, employment context, and tax evidence your borrower file needs.
Explore income verification04Employment verification
Bring employer details and employment records into your lending review. Keep the source, the timing, and the supporting evidence together.
Explore employment verification05SSA verification
Verify Social Security number details and review Social Security income or benefit records. Two distinct services, brought into one borrower-authorized lending workflow.
Explore ssa verification06Verification evidence
A useful verification is more than a status. Give your reviewers the source context, supporting records, and timing they need to understand the result.
Explore verification evidence07Borrower consent
Tell the borrower what is being requested, why it is needed, and what they are authorizing. Make consent a clear part of the verification workflow.
Explore borrower consent08Verification coverage
Start with what you need to verify. We’ll work with your team to confirm the product, supported source, record scope, and authorization requirements.
Explore verification coverageThe record behind the result
Different questions.
The right evidence for each.
A borrower file is built from distinct facts. Earnings evidence, employment records, bank balances, and IRS transcripts each serve a purpose. Fintegral brings those verification requests into a connected platform while preserving the scope and context of the records returned.
Start with the product your team needs today, then confirm how related records fit the review. Clear borrower permission, supported sources, useful evidence, and practical economics guide the experience. Your institution retains control of its review standards and lending decision.
Assets and funds
Bring available balances, account ownership, and supporting activity into view. Use the records in your asset and proof-of-funds review.
Tax and Social Security records
Explore IRS transcript types and published pricing. Add SSA number verification and Social Security income or benefit records with the authorization required for each service.
Details that matter
Build a verification request
that your team can use.
Keep the request, the returned facts, and your team’s assessment connected.
Review the integration guide- 01
Choose the product
Match the request to the fact the reviewer needs.
- 02
Define the records
Confirm fields, periods, and supported sources.
- 03
Obtain authorization
Guide the borrower through the applicable permission steps.
- 04
Keep the evidence
Bring the result and available supporting records into review.
A connected workflow
A clear path.
From request to review.
- 01
Scope the request
Select the verification products and records required for the application.
- 02
Connect with permission
Complete the product-specific authorization and supported source workflow.
- 03
Review the result
Read the returned facts in context and follow your institution’s review process.
Your institution sets its policies and makes the lending decision. Product scope, source availability, and authorization requirements apply.
A closer look
Verifications.
Your questions, answered.
Useful details for planning the request and reviewing the records.
Talk through your requirementsWhich verification should we start with?
Start with the question your team needs to answer: earnings, employment, account assets, or tax records. Review the corresponding product page, then confirm sources, records, authorization, and integration requirements with our team.
Can we use a single product?
Our team can discuss the product scope that fits your use case. You do not need to request every type of record in every borrower file; choose the verifications your workflow requires.
How fast are Fintegral verifications?
Fintegral reports a 15-second average across IRS, SSA, VOA, and employment verification workflows. Individual turnaround varies by source availability and borrower authorization. Confirm the process and requirements for your implementation.
Where can we compare costs?
Published IRS transcript pricing starts as low as $4.99 per transcript, with a $7.99 two-tax-year option and a $14.99 two-year W-2 plus self-employment bundle for the same borrower. The company page includes a cost comparison using your inputs.
Make the next request a clearer one.
Bring your records, sources, and workflow requirements. We’ll help you define the verification that fits.