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Built for American lending

Built for the way
America lends.

Different institutions. One need for reliable facts. Bring IRS, SSA, asset, and employment verification into the way your team works.

Find your workflowSee transcript pricing
Behind every file, a future.

ONE CONNECTED PLATFORM

  • IRS tax transcripts
  • SSA verification
  • Asset verification
  • Employment verification

Your institution. Your workflow.

Built around the people
moving lending forward.

Choose your team to explore a verification workflow that fits the records you need and the people you serve.

For banks

A clearer file.
A consistent standard.

Bring verification into the lending workflow your institution already follows. Collect borrower-authorized records and keep the returned evidence close to the review.

  • Income & employment

    Review earnings and work records alongside the application.

  • Assets & account ownership

    Understand balances and supporting account activity.

  • Tax records

    Bring source transcripts into the income review.

Discuss your bank’s workflow
THE BORROWER FILEVerification, connected.

A WORKFLOW FOR BANKS

  • 01IRS tax transcripts
  • 02SSA verification
  • 03Verification of assets
  • 04Employment verification
Borrower authorizedReady for your review

Illustrative workflow. Select the records your file requires.

For mortgage lenders

Move the file forward.
Keep the facts together.

From W-2 income to self-employment records, request the evidence your loan file needs through one connected verification experience.

  • Income with context

    Review tax records alongside employment and earnings.

  • Two-year transcript options

    Choose the tax years and borrower scope your file requires.

  • Funds for review

    Bring balances and supporting asset activity into view.

Discuss your mortgage workflow
THE BORROWER FILEVerification, connected.

A WORKFLOW FOR MORTGAGE LENDERS

  • 01IRS tax transcripts
  • 02W-2 + self-employment bundle
  • 03Verification of assets
  • 04Employment verification
Borrower authorizedReady for your review

Illustrative workflow. Select the records your file requires.

For credit unions

More clarity for your team.
More care for your members.

Give members a clear verification request while helping your lending team collect the records it needs. Keep the experience focused, understandable, and cost effective.

  • A clear member request

    Explain the verification and the authorization required.

  • Useful borrower evidence

    Bring income, employment, assets, and tax records together.

  • Economics that work

    Compare transcript options with your actual order volume.

Discuss your member lending workflow
THE BORROWER FILEVerification, connected.

A WORKFLOW FOR CREDIT UNIONS

  • 01IRS tax transcripts
  • 02SSA verification
  • 03Verification of assets
  • 04Employment verification
Borrower authorizedReady for your review

Illustrative workflow. Select the records your file requires.

For lending technology

Your lending experience.
A connected verification layer.

Bring Fintegral’s proprietary verification technology into the product your team is building. Define the required records, authorization steps, and result delivery before integration.

  • Choose the verification

    Match IRS, SSA, asset, and employment products to the use case.

  • Plan the integration

    Review the API guide and the requirements for partner access.

  • Keep evidence useful

    Bring results into the workflow where your customers review them.

Discuss your integration
THE BORROWER FILEVerification, connected.

A WORKFLOW FOR LENDING TECHNOLOGY

  • 01IRS tax transcripts
  • 02SSA verification
  • 03Verification of assets
  • 04Employment verification
Borrower authorizedReady for your review

Illustrative workflow. Select the records your file requires.

Better economics for every file

Put more value
into verification.

Proprietary technology. Clear starting prices. Practical options for the records your team needs.

Compare your current costs
Single IRS transcriptStarting price per transcript$4.99Two tax yearsIRS transcript option$7.99W-2 + self-employmentTwo years · the same borrower$14.99

Starting rates in USD. Confirm record scope and applicable terms with our team.

15s

REPORTED AVERAGE TURNAROUND

Momentum, with evidence

Less time gathering.
More clarity reviewing.

Fintegral reports a 15-second average across IRS, SSA, VOA, and employment verification workflows. Actual turnaround varies by source availability and borrower authorization.

Explore our approach to trust

A useful starting point

Find the right fit.

Get specific about your workflow, records, and costs.

Who is Fintegral built for?

Fintegral is built for U.S. banks, mortgage lenders, credit unions, and lending technology teams. The platform focuses on IRS tax transcripts, SSA verification, verification of assets, and employment verification.

Can we use Fintegral for only one verification product?

Start with the records your workflow needs. Our team can confirm the product, authorization requirements, available sources, and integration approach for your use case.

What does IRS transcript verification cost?

IRS transcript prices start as low as $4.99 per transcript, with a $7.99 two-tax-year option and a $14.99 two-year W-2 plus self-employment bundle for the same borrower. Explore the pricing options and confirm the required records and terms with our team.

How do we get started?

Tell us about your lending workflow, required verifications, monthly order volume, and current system. Technology teams can also start with the integration guide. Partner access is issued after review.

Your workflow. A clearer next step.

Tell us what you need to verify. We’ll help you put the right records, pricing, and integration together.

Discuss your workflow