01
IRS tax transcripts
Bring borrower-authorized tax records into the loan file. Review reported income alongside the source transcripts.
Explore IRS transcripts
Proprietary technology. American lending.
Better verifications.
Better economics.
Fintegral brings IRS, SSA, asset, and employment verifications into one connected platform. Built for banks, mortgage lenders, and credit unions that expect speed, clarity, and cost efficiency.
One platform.
IRS · SSA · Assets · Employment
15 seconds is Fintegral’s reported average across IRS, SSA, VOA, and employment verification workflows. Individual turnaround varies by source availability and borrower authorization.
The facts behind the file
Four verifications.
One clearer borrower picture.
Bring the records your team needs into a verification experience built around the lending workflow, from borrower permission to evidence for review.
02
SSA verification
Verify Social Security number details and review income or benefit records, with borrower authorization for each service.
Explore SSA verification03
Verification of assets
Review bank balances, account ownership, and supporting activity to understand the funds available to your borrower.
Explore asset verification04
Employment verification
Bring employer details and employment records into view, with supporting evidence for your lending team’s review.
Explore employment verificationCost-effective by design
IRS transcript pricing
that makes sense.
A clear starting price. Useful two-year options. Choose the records your borrower file needs.
SINGLE TRANSCRIPT
$4.99
Starting price per transcript
One transcript. A clear starting point.
- Individual IRS transcript
- Borrower-authorized request
- IRS IVES workflow
TWO TAX YEARS
$7.99
Two-year transcript option
Two years. One focused request.
- Two tax years
- IRS transcript records
- A connected verification workflow
TWO-YEAR BUNDLE
$14.99
W-2 + self-employment
A more complete income picture.
- W-2 plus self-employment
- Two tax years
- The same borrower
Starting prices in USD. The W-2 plus self-employment bundle covers two years for the same borrower. Confirm product scope and applicable terms with our team.
Explore the IVES workflowYour annual cost comparisonFind your number.
Enter your monthly orders and current price to compare the same scope of verification.
Your current annual order charges—At Fintegral’s starting rate$59,880
Get a tailored cost comparisonBuilt on our own technology
Proprietary at the core.
Practical at every step.
We build the technology that brings authorization, verification requests, and returned evidence together. That ownership lets us focus on what lending teams value: efficient workflows, clear results, and competitive economics.
- 01One connected experience for four verification needs
- 02Supporting records kept close to the result
- 03Borrower permission at the start of the workflow
One connected verification experience
A clearer answer
The details
lenders ask for.
Pricing, turnaround, and the technology behind your next verification.
Get to know FintegralHow much do IRS transcripts cost with Fintegral?
IRS transcript pricing starts as low as $4.99 per transcript. The two-tax-year option is $7.99. A two-year W-2 plus self-employment bundle for the same borrower is $14.99.
Our team can confirm the records and pricing that fit your workflow. Request a pricing comparison.
How fast are Fintegral verifications?
Fintegral reports a 15-second average turnaround across IRS, SSA, verification of assets (VOA), and employment verification workflows. Actual turnaround varies by request, source availability, and borrower authorization.
What does the $14.99 bundle cover?
The bundle covers W-2 plus self-employment for two tax years on the same borrower. Ask our team to confirm the transcript types your loan file requires.
What makes Fintegral cost effective?
Fintegral combines proprietary verification technology with a connected workflow and published starting IRS transcript prices. Use the cost comparison above with your actual order volume and current price, then confirm a quote for equivalent records and terms.
Who is Fintegral built for?
Fintegral serves U.S. banks, mortgage lenders, credit unions, and lending technology teams seeking IRS, SSA, asset, and employment verifications. Your lending team reviews the returned evidence and retains the lending decision.
Put better economics in your next borrower file.
Bring your current pricing and verification workflow. We’ll help you make a clear comparison.
For your next request
IRS transcript costs.
Clearly defined.
Explore published starting rates and source-linked guides built around the work of banks, credit unions, and mortgage lenders.