The lender resource library

Know the record.
Build a clearer file.

Focused guides for the people preparing, ordering, and reviewing IRS tax transcripts. Built around the questions that move a borrower file forward.

Source-linked guidance · for U.S. lending teams

IRS IVES transcripts. A practical guide for lenders.

Start with the question in your borrower file. Then define the record, the authorization, and the way the result reaches your team.

Use this preparation guide alongside the current IRS form and instructions to organize the request before it reaches the taxpayer.

Different tax records answer different questions. A clear request starts with the evidence your lending team needs to review.