Engineering with purpose.
We develop proprietary technology around the verification workflow. Each improvement should make the experience more useful for the institution, the borrower, and the reviewer.
Our reason for building
Lending moves
people forward.
We move verification.
Reliable borrower evidence should be fast to obtain, clear to review, and cost effective. That conviction is at the heart of Fintegral.
One connected verification experience
Proprietary technology.Built around the verification workflow.15-second average.IRS, SSA, VOA, and employment.American lending.Banks. Mortgage lenders. Credit unions.
The company behind the connection
We saw room
for a better way.
Every borrower file represents a person moving toward something: a home, a new chapter, a stronger financial future. The professionals reviewing that file need reliable facts and a verification process they can follow.
Fintegral brings IRS, SSA, asset, and employment verification into one connected platform. We build proprietary technology around the work of obtaining permission, requesting records, and bringing the evidence back to the lending team.
We also believe the economics should work for the institutions doing that work. Starting IRS transcript prices of $4.99, practical two-year options, and a 15-second average turnaround reflect the experience we are building toward every day.
See the Fintegral platform
Our ambition
Make Fintegral the most cost-effective verification option in America—and make every borrower file easier to move forward.
What guides us
Built with purpose.
Measured by usefulness.
Our priorities are straightforward: strong technology, clear economics, and a verification experience people can understand.
Cost with clarity.
Useful pricing starts with clear options. We show our starting IRS transcript rates and invite lenders to compare equivalent records, years, and order volumes.
Speed with context.
Fast verification matters. So do borrower authorization and evidence the lending team can review. Your team keeps control of its underwriting policy and the lending decision.
The advantage underneath
Technology we build.
Value your team can see.
Fintegral’s proprietary platform gives us ownership of the verification experience. We can refine how requests move, how records are returned, and how teams bring the result into their existing lending workflow.
Our focus is practical: a connected experience for IRS, SSA, VOA, and employment verification, competitive starting transcript prices, and a reported average turnaround of 15 seconds across those workflows.
Explore the technologyGet to know us
A few good
questions.
A closer look at the company, our focus, and where to start.
What is Fintegral?
Fintegral is a verification platform by HomeEqual. It brings IRS, SSA, asset, and employment verification into a connected, borrower-authorized workflow for U.S. lending teams.
What is Fintegral’s mission?
Our ambition is to make Fintegral the most cost-effective verification option in America while helping lending teams collect and review a clearer borrower file. We focus on proprietary technology, useful pricing, and speed with supporting evidence.
Where can I see pricing and integration information?
Explore IRS transcript pricing for the $4.99 starting transcript rate, $7.99 two-tax-year option, and $14.99 two-year W-2 plus self-employment bundle. Engineers can read the integration guide, and lending teams can talk with our team about their workflow.
Let’s move your next borrower file forward.
Tell us how you verify today. We’ll help you explore a faster, more cost-effective workflow.