Bring a borrower into the process
Create a clear verification request with the right institution context, records, and permission steps. Keep the handoff into your onboarding and review process understandable.
Connected lending workflows
Start with the job.
Bring the right evidence.
From the first borrower request to the final file review, choose the verification workflow that fits the work your team needs to do.
Fintegral verificationSOURCE RECORD
American lending
Built around the work.01Onboard
02Underwrite
03Review funds
04Retain evidence
Choose the verification your borrower file needs.
The right evidence, togetherPermission · Verification · Review
A focused starting point
Find your next
verification workflow.
01
Borrower onboarding
Make it easier to understand the next step. Bring borrower authorization, the requested records, and your team’s review into a focused verification experience.
Explore borrower onboarding02Loan underwriting
Bring the facts behind the application into one connected workflow. Give your lending team the records it needs to review income, work, assets, and tax history.
Explore loan underwriting03Proof of funds
Review the balance, the account owner, and the date of the record together. Bring the evidence behind available funds into your borrower file.
Explore proof of funds04IRS tax transcripts
IRS IVES authorization, transcript delivery, and pricing from $4.99.
Explore irs tax transcripts05Fraud review
Bring inconsistencies and supporting evidence into the same review. Help your team examine the facts before deciding what to do next.
Explore fraud review06Verification evidence
A useful verification is more than a status. Give your reviewers the source context, supporting records, and timing they need to understand the result.
Explore verification evidenceThe record behind the result
A verification becomes useful
where your team works.
The same record can support different questions at different stages of a file. An account balance may be part of an onboarding review or a proof-of-funds request. Employment evidence may be needed when a file starts and again closer to closing, with the appropriate authorization.
Fintegral organizes verification around those real jobs. Define the purpose, select the product, and bring returned evidence to the people reviewing the application. Explore a workflow below, then discuss the records and systems your institution needs to connect.
Build a reviewable loan file
Bring income, employment, asset, and tax evidence into the underwriting workflow. Give reviewers the source context and supporting facts needed for your institution’s assessment.
Answer a focused funds question
Review balances, account ownership, timing, and available supporting activity for the purpose of the request. Keep the proof-of-funds review connected to its source evidence.
Details that matter
Choose the stage.
Define the records.
Keep the request, the returned facts, and your team’s assessment connected.
Review the integration guide- 01
Application and onboarding
Plan the first request and the borrower’s next step.
- 02
Underwriting review
Select the earnings, work, assets, and tax records the file needs.
- 03
Funds and closing
Confirm dated account evidence and any authorized employment re-check.
- 04
Evidence and exceptions
Keep returned results, questions, and follow-up within your review process.
A connected workflow
A clear path.
From request to review.
- 01
Name the job
Identify the decision or review stage that needs supporting facts.
- 02
Choose the verification
Match the question to the correct product and required records.
- 03
Bring it into the workflow
Define authorization, result delivery, and the reviewer’s next step.
Your institution sets its policies and makes the lending decision. Product scope, source availability, and authorization requirements apply.
A closer look
Lending workflows.
Your questions, answered.
Useful details for planning the request and reviewing the records.
Talk through your requirementsHow do workflows differ from verification products?
A product returns a defined type of verification information. A workflow describes how your team uses that information in a job such as onboarding, underwriting, or proof-of-funds review.
Can a workflow use more than one verification?
Yes. A borrower file may need several kinds of evidence. Define the products, authorization, sources, and periods appropriate to the particular review rather than requesting unrelated records.
Can we keep our current loan origination system?
Discuss your system, application flow, product scope, and result-delivery needs with our team. Developers can review the integration guide while planning how verification results will reach your existing workflow.
Where can our institution find a relevant starting point?
The Markets page introduces workflows for banks, mortgage lenders, credit unions, and lending technology teams. The product pages explain the records and questions each verification supports.
Make the next request a clearer one.
Bring your records, sources, and workflow requirements. We’ll help you define the verification that fits.